第６０回　WORKSHOP報告（５月１８日） / 参加者８２名

第６０回　WORKSHOP報告（５月１８日） / 参加者８２名

 

2

（１：開始前の準備中です。みなさん積極的に手伝ってくださいます）

 

1

（２：１グループは６人のことが多いですね）

 

3

（３：このグループは女性が多いようです）

 

4

（４：真剣に議論されてますね）

 

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《　今回のworkshop　》

 

○workshop参加人数：８２名（うち新人の方：５名）

 

○【前半】：” Rulesと Manners”をテーマとしたディスカッション

 

○【後半】：” Finance management between married couples “をテーマとしたディスカッション

 

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＜英語サークル　E’s club　第６０回workshopのご案内＞

 

みなさまこんにちは、E’s club幹事のKです。第６０回workshopの詳細をお送りいたします。

 

今回は前半のマテリアルをYさん、後半のマテリアルをTさんに作成していただきました。

 

[今週のマテリアル]

 

＜FIRST HALF＞

こんにちは。Yと申します。今回初めてマテリアルの作成をさせて頂きます。

よろしくお願いいたします。さて今回の前半のテーマは”Rulesと Manners”についてです。

今年のGW期間を利用してシンガポールと中国へ行ってきました。シンガポールは、何かとルールの多い国で、例えば地下鉄内での飲食や喫煙は高額な罰金が科されます。日本であれば、ちょっとした水やお菓子を飲食しても特に注意されることはないかと思います。一方中国の地下鉄内では、車内で電話をかけても特に周りから嫌な顔をされることはありません。日本であれば、周りや駅員さんに注意されますよね。またTVなどを見ていると、海外だけでなく日本国内でも地方特有のローカルルール、マナーといったものが存在するようです。

今回は、日本/海外での違いや身近な組織（地方、家族、会社、学校、等々）における” ルールやマナー”について、ディスカッションしてみてください。

 

１．Have you ever found out some differences of “Rules and Manners” between Japan and another country when you visit or live in the foreign countries? Or have you ever been asked these differences by your foreign friends?  Please share your information.

２．Do you have any good foreign rules and manners you want to adopt in Japan? If Yes, what is that and why?

３．The following rules and manners are rude and not allowed in Japan or in some foreign countries. Do you think we should allow / forbid them to do in Japan?

■A phone call in the trains.    (Not allowed in Japan)

■Drinking alcohols outdoors.  (Not allowed in some countries)

４．Are there any odd Rules and Manners in the organizations (Hometown, Family, Company, School…etc) you belong/ belonged to?

５．Do you have some rules you want to forbid and fine for? If Yes, what is that and how much do you want to fine for it?

６．If you can establish a new social rule and manner, what kind of rules and manners do you want to make and why?

(Any free-thinking is OK, ex) Introduce “ALOHA shirts” instead of “Suits” as a formal uniform in summer. Because…)

 

＜LATTER HALF＞

こんにちは。Tです。

本日は夫婦間での金銭管理に関してのトピックを作ってみました。

既婚者も未婚者も英語で楽しくディスカッションしましょう。

 

<Agenda>

「Finance management between married couples」

 

<Questions>

1. How much do you need (or want) for money at your disposal per month?

 

2. (In case of double income)

Which way do you think is the best?

(1) Combine married couple’s finances. (ordinary way)

(2) Separate married couple’s finances. (like the author of Reference)

(3) Take some sort of blended system. (as described at Reference)

 

3. (In case of combining married couple’s finances)

Do you want to take control of your family finances?

 

4. (In case of combining married couple’s finances)

Which do you think is better for controlling the family finances? Wife or husband?

Please consider these two cases.

(1) Double income

(2) Single income

 

5. What are the merits and demerits of separating married couple’s finances?

 

6. Do you think blended system can reduce the previously discussed demerits?

 

7. When you are married, how much do you need (or want) as your partner saves?

In case your partner doesn’t save money at all or owes a big debt, how do you feel?

 

8. Are you interested in secret savings(へそくり)? Please suggest your idea to have secret savings.

 

<Reference>

Should Married Couples Merge Finances or Keep Them Separate?

Time Business & Money

By J.D.Roth

 

Money management can be tough when you’re on your own, but throw a spouse or life partner into the mix and things get much more complicated. Financial conflicts can cause major problems in relationships – including divorce.

 

When I was a boy, my parents often fought about money. They had joint finances, but it didn’t seem to matter. Each accused the other of being financially irresponsible. (Both were right.) Their example left me disenchanted with the notion of mutual money management.

 

During the years my wife and I dated, we had our own accounts. When we married in 1993, it didn’t occur to us to combine our finances. I can’t recall that we even discussed the issue. It seemed natural to maintain separate accounts. Some people find this strange; they feel that it fundamentally undermines the nature of marriage.

 

Though separate finances have worked for our marriage for nearly 20 years, most people prefer to merge their money when they marry. Some couples keep a single joint account where they put all their money. Others have a seldom-used joint savings account for certain needs but otherwise maintain complete financial autonomy. Most couples fall somewhere in the middle. There’s no one right way to do this; each relationship is different, so the correct choice is the one that works best for you and your partner.

 

Many couples find that the ideal solution is some sort of blended system; they share a joint account for household finances, but each partner has a personal account to do with as they please. With this hybrid approach, the real decision is about how to divide the household income.

 

・If you and your partner make roughly the same amount, you could contribute equally to the joint account, and then keep what’s left over in your personal accounts.

・If one partner makes significantly more than the other, she could fund the joint account entirely on her own and keep the remainder in her personal account. Her husband could simply keep his own income in his personal account to do with as he wishes.

・Some couples use a proportional system: If one partner earns two-thirds of the household income, say, he contributes two-thirds of the joint account. After funding the joint account, the partners can do whatever they want with the leftovers.

・A final option is to use the “adult allowance” system. In this case, both spouses put their entire paycheck into the joint account, and then withdraw a fixed amount into their personal accounts every month.

 

If you use a hybrid system, it’s vital to let each person use their personal money however they want. You’ll always have some personal goals that don’t align with those of your partner. (My wife rolls her eyes at my comic book collection, for example.) That’s fine, but put shared goals first. No matter whether your finances are joint or separate, make sure your common objectives are met before pursuing personal passions.

 

I love my wife, and believe that maintaining separate finances has strengthened our relationship, not weakened it. But that might not be true for you and your situation. If you and your spouse are happier with joint finances and if it strengthens your marriage, then use joint finances. But don’t combine finances just because you think it has to be done that way. It doesn’t.

 

What’s most important is honesty and communication. Any system in which the partners are open about their money habits is a good one.

 

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私たちと一緒に英語コミュニケーション能力を鍛えませんか？

 

ご興味を持たれた方は、

入会申込フォーム

 

https://english-speaking-club.com/cms/?page_id=93

 

 

よりお申し込みください。お待ちしています！

 

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